Choose from a range of finance options when looking to buy a laptop on credit.

Buy Now Pay Later

Many online stores provide great payment options on some of the top laptops from brands including Apple, Samsung and Sony. One of these options is called buy now pay later. This allows you to get what you want today and pay for it at a later date that suits you.

Read More…

Pay Monthly

Paying monthly on a laptop is perfect for someone who is looking to spread the cost instead of paying in one lump sum. With laptop prices ever increasing, it can be difficult to pay for it in one go, so being able to pay small monthly installments is ideal.

Read More....

Bad Credit?

If you are one these people who have a low or poor credit score then you may find it quite difficult getting accepted for a finance plan, especially when buying something expensive like a new laptop or macbook. Bad credit catalogues could well be your solution.

Read More…

How it Works

Purchasing laptops on finance is something that many people are finding to be very beneficial. This is because by doing so customers are able to prevent having to pay all of the money in one lump sum. Instead they are able to pay back the money over a period of time and only pay a deposit up front if one is even required at all. Some of the catalogues that allow customers to purchase laptops on finance include but are not limited to, Lookagain, Littlewoods, and The Brilliant Gift Shop.

When it comes to repaying back the money for your laptop you will have a variety of different ways you can do so depending on the store that you are getting your laptop from. For example, you could opt to pay off your balance weekly, bi-weekly, or monthly. The important thing to remember, however, is the fact that you will want to make sure that you pay off your balance when you are supposed to or you are going to be risking losing your laptop as well as having a bad strike against you on your credit report.

One thing that must be kept in mind is the fact that not everyone is going to qualify for credit. In order to qualify you must first be eighteen years or older, stay in your current location for a certain amount of time, and have a reliable source of income. Additionally, each store is also going to have other requirements that must be met but the previously mentioned requirements are basic guidelines that every store uses. Furthermore, customers should be aware that even if they meet all of the stores requirements it still does not mean that the store is obligated to give them the laptop.

If customers feel as though there is a chance that they may not be approved there are things that can be done to improve their chances. First, it is very important to make sure that customers are honest about their situations. This is because in the event that the store runs a credit check – most will- they are going to be able to find out whether or not the customer lied to them about their credit or lied in their application. In this case the saying is true, “Honesty is the best policy”.

Overall, purchasing a laptop using a credit option is one of the best things that could ever happen to most people. When the holiday seasons come around being able to get someone the gift of a laptop is something that means a lot to most people. If customers do not have all of the money for a laptop up front and do not want to borrow the money from a family member or friend thinking about purchasing a laptop on credit is something that is going to be in their best interest.